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These are the last days of 2011, and a great time to reflect on what was and plan what will be.

And as we move into a new year, this is a great time to ask yourself some simple questions: Will there ever be a right time?  Will it ever be convenient? What am I waiting for?

These are the last days of 2011 and it boils down to this:  If not now when?

Tell us what you are going to start!